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COVID-19 Small Business Resources

FEDERAL RESOURCES
SBA COVID-19 Relief Programs: On March 27, 2020, the President signed into law the CARES Act, which contains relief for American workers and small businesses.

In addition to traditional SBA funding programs, the CARES Act established these new temporary programs to address the COVID-19 outbreak:

Paycheck Protection Program
Economic Injury Disaster Loan
SBA Express Bridge Loans
SBA Debt Relief
Main Street Lending Program

Paycheck Protection Program Reopens: The U.S. Small Business Administration reopened the Paycheck Protection Program on Monday, January 11, 2021 for new borrowers and certain existing PPP borrowers. This round of the PPP continues to prioritize millions of Americans employed by small businesses by authorizing up to $284 billion toward job retention and certain other expenses through March 31, 2021, and by allowing certain existing PPP borrowers to apply for a Second Draw PPP Loan. For more PPP Information and Resources, please click here.

Extension of EIDL Loan Deferral Period through 3/31/21: Previously, the SBA provided an automatic deferment of principal and interest payments through December 31, 2020 to its existing borrowers of disaster home and business loans that were in regular servicing status on March 1, 2020. Due to the continuing adverse effects of the COVID-19 emergency, SBA is extending the automatic deferment granted in SBA Procedural Notice 5000-20012 for an additional three months through March 31, 2021, for disaster home and business loan borrowers. Click here for more details.

STATE RESOURCES
Applications now being accepted for Sector-Specific Relief Grant Program for MA Businesses: The Commonwealth of Massachusetts has made an additional $668 million available to support businesses through new and existing programs. Massachusetts Growth Capital Corporation (MGCC) will target a portion of these funds to sectors experiencing the most significant economic hardship and a loss of revenue due to the COVID-19 pandemic.

Preference will be given to the following sectors:

-Restaurants, bars, caterers, and food trucks that collect and remit meals tax
-Indoor Recreation or Entertainment Establishments
-Gyms or Fitness Centers
-Personal Services (nail salons, barber shops, etc.)
-Event Support Companies: Primary source (more than 50%) of revenue is event-related
Independent Retailers

Timeline:
12/31/2020 at 12:00 PM – Application opens
01/15/2021 at 11:59 PM – Application closes

For more information on eligibility requirements and to apply, click here!

Click here for a sample application for COVID-19 Grants for Massachusetts Small Businesses, 50 or fewer employees

Click here for a sample application for COVID-19 Grants for Massachusetts Small Businesses, 5 or fewer employees

Find out how to obtain a D-U-N-S Number

Reopening Massachusetts > Learn more

General Business Guidance

Sector specific protocols and best practices

Massachusetts Growth Capital Corporation’s COVID-19 Small Business Resources

Massachusetts Grant Opportunity to overcome Food Insecurity

Mass Cultural Council's COVID-19 Grant Fund for the Creative


LOCAL RESOURCES

Cape Cod Chamber of Commerce

Cape Cod Reopening Task Force

Cape Cod Reopening Task Force - Bilingual Signage Resources

SCORE Cape Cod & the Islands Reopening Toolkit for Small Businesses

Town of Yarmouth’s Job Retention and Creation CDBG Grant Program

Cape Cod & Islands Major Crisis Relief Fund

Arts Foundation of Cape Cod's Arts Relief Fund

COVID-19 Fishermen Assistance Programs

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