Blogs

Small Business Guide to Financial Risk Management
Understanding how to anticipate, prepare for, and respond to risks not only protects your business but also helps it thrive long term. Read more>

Understanding Community Development: A Beginner's Guide
Here’s a beginner’s guide to understanding the fundamentals of community development lending and why it matters—for borrowers and for the communities they serve.  Read more> 

Big Impact on a Small Budget: Low Cost Marketing Tips
Marketing doesn’t have to drain your budget to be effective. For small business owners, every dollar counts—and thankfully, some of the best marketing strategies are free or very affordable. Read more>

Managing Cash Flow: A Key to Business Success
Cash flow is the heartbeat of any small business. Whether you’re launching a startup or managing a growing company in a local community, your ability to manage cash flow can mean the difference between thriving and merely surviving. Read more>

How to Prepare for an SBA Loan Application
To improve your chances of approval, you’ll need to present a strong, organized application. Here's a step-by-step guide to help you prepare.  Read More>

Commercial Lending Tips
You’ve decided to buy rather than lease your business location. You’ve signed a Purchase and Sale Agreement. Now what?  Read More>

Am I Eligible for a SBA Loan?
As an existing or soon-to-be small business owner, the SBA 504 loan appears to be a good fit, but you’re still wondering: How do I really know if I’m eligible? Read More>

Best Reasons An Entrepreneur Should Engage A Mentor
Being a small business owner is being a go-getter, an organizer, an employee and a manager that assumes the risks of a business. Read More>

Tips for Better Cash Flow Management
This seems obvious, right? I mean, as an individual, WITH cash, you can buy food, pay your mortgage, put gas in your car and put money aside for your next “big” purchase. Read More>

Pros and Cons of Debt Refinancing
So you had taken a business loan out when the business was in its early stages. Perhaps the rate was a little higher or the loan amount was a little lower than you had requested. Read More>